Insurance Marketplace

At P3 Technologies, we go above and beyond to redefine the pet insurance experience, introducing PetPremium, a revolutionary pet insurance solution designed for the modern pet parent who values comprehensive, personalized coverage.

Visit PetPremium

We’ve done the
hard work and
crunched the
numbers so you
don’t have to.

Wih our partners, we offer curated plans for the modern pet parent, where personalized protection meets intelligent comparison.

Intelligent Comparison

Discover plans that not only suit your pet's requirements but also align with your budget. PetPremium doesn't just recommend; we compare plans for you – showcasing the best coverage, best value, lowest prices, and even accident-only plans. It's insurance that fits like a glove, or rather, a snug collar.

Personalized Protection

PetPremium goes beyond the basics of pet insurance. We believe in understanding your furry friend's unique needs, and that starts with asking the right questions. Sure, we'll inquire about age, breed, and weight, but we won't stop there. We delve into the intricacies of your pet's lifestyle, ensuring a truly tailored insurance plan.

Scenario-Based Clarification

Worried about what could happen? PetPremium takes the guesswork out of accidents. We present clear, understandable examples of potential scenarios, highlighting what's covered in a way that puts you at ease. It's not just insurance; it's a roadmap for your pet's well-being.

Smart Suggestions
on Demand

Wondering which plan is the best fit? Simply shoot Scout a message. With its smart algorithms, Scout provides instant, personalized suggestions based on your pet's breed, lifestyle, and your budget – making decision-making a breeze.

Easy Chat

No more sifting through complex insurance jargon. Ask Scout about your pet's needs, and it'll respond with friendly, conversational advice on the perfect plan tailored just for them.


Ensuring pets get what they need,
without paying for what they don't.

No Two Pups are Alike

Shedding Pet Costs

Helping Owners
Cover the Tail End

A sick or injured pet should never have to go without veterinary care just because that care is expensive. By offering pet insurance plans for accidents and illnesses at competitive prices with no hidden fees, we’re giving pet owners peace of mind.

From routine, preventative care at the vet to emergency treatment, PetPremium’s insurance partners help pet owners focus on their pet’s health instead of worrying about your
bank account.

Pet parents can customize insurance plans to match their pet's specific health needs, ensuring they're not paying for coverage they don't require while focusing on areas essential for their
furry friend.

Adjustable Plans

Your pet's needs change, and so can your insurance plan. Easily adjust your pet insurance plan's annual reimbursement percentage and annual deductible with PetPremium. Our dynamic approach ensures your coverage evolves as your
pet does.

Meet Scout, Your Pet Assistant

Introducing Scout, our intelligent AI Pet Assistant. Scout is here to guide you through a quick and curated process, ensuring you don't "over-insure." Scout helps you find plans that perfectly match your pet's needs, saving you from unnecessary expenses and providing peace
of mind.

Book a Demo and Get a $50 Heartland Gift Card!

Want to Learn More?

book a demo

Your Go-To
Planning Pal

Planning for the "what-ifs" has never been easier. Scout simulates real-life scenarios, breaking down coverage details in everyday language. It's like having a knowledgeable friend by your side, making the complex world of pet insurance easy to understand.


Struggling with plan adjustments? Scout's got your back. Whether it's tweaking reimbursement percentages or adjusting deductibles, Scout walks you through the process, ensuring your plan evolves seamlessly with your pet's changing needs.

We’ve Crunched the Numbers For You

Your Pet’s Everyday Lifestyle

Our pet insurance marketplace considers a spectrum of variables: age, diet, breed-specific health considerations, environment, routine preventative care frequency, and beyond. It's more than insurance; it's a customized shield for every furry family member

Safeguarding Every Adventure

Despite routine preventatives, Chip’s vibrant social life exposes him to potential health risks. That's where pet insurance coverage steps in, extending to emergency vet visits. Our partners’ coverage extends to emergency vet visits, providing a safety net for unpredictable situations that may arise from his daily activities.

Precise Protection

Leveraging an extensive array of data variables, our platform crafts adjustable pet insurance plans, considering factors such as age, diet, breed-specific health considerations, environment, routine preventative care frequency, and beyond to deliver tailored coverage.

© 2024 P3 Technologies & Heartland Veterinary Pharmacy • Made with 🤍 in Chicago, Illinois

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Who We Serve

Pet Parents

Pet Providers


Contact Us


P3 Technologies builds exceptional software for
the veterinary medicine industry. We increase the affordability and accessibility of responsible pet ownership through value-driven partnerships with insurers, pet care providers, and pet parents.

book a demo

Want to Learn More?

Book a Demo and Get a
$50 Heartland Gift Card!

Created by Florent Lenormand

from the Noun Project


Copyright 2024 P3 Technologies • Made with ❤️ in Chicago, Illinois

Privacy Policy

Terms of Use

Less Out-of-Pocket Plans

Nobody likes surprises when it comes to out-of-pocket expenses. With PetPremium, we guide you towards plans with less out-of-pocket requirements, ensuring financial peace of mind in

times of need.


you pay

Just as no two furry companions are alike,
pet insurance shouldn't be a one-size-fits-all.

In Illinois, The lifetime out-of-pocket care for breed-specific health concerns
for Miniature American Shepherds like Chip is between $10,000-$15,000.

Increase the deductible

Lower the annual limit

Explain the difference
between these choices

This looks like a lot of information. Is there something I can help you with to make an easier decision?


Sure thing! What we can do to lessen the out-of-pocket costs is to increase the deductible or lower the annual limit. Which do you prefer? We’ll refresh the quote to show reflect your choice.


I’d like to see this plan with
less out-of-pocket costs